As one of the world's leading financial institutions, JPMorgan Chase's environmental goal is to make a positive contribution to sustainable business practices by integrating environmental principles into our business model. To this end, we are helping our clients address the challenge of climate change by offering solutions and raising awareness. Within our own firm, we seek to continuously improve our use of resources to increase energy, water and material efficiency and reduce greenhouse gas emissions and actively advance the public discourse.

Key highlights include:

• Chase is the founding brand partner of the Together campaign. This brings together companies offering diverse services and products to help consumers make a difference by saving energy, money and other resources and reducing waste. Chase offers customers paperless banking solutions, from electronic statements to paperless check and cash deposits and the option to forgo ATM slips.
• As of the first quarter of 2009, the firm has invested close to $2.5 billion in renewable energy projects and raised close to $3.5 billion from other institutions for investment. The portfolio includes investments in 55 wind farms as well as several solar projects that together can power close to 1.5 million U.S. homes annually. - JPMorgan Chase adopted the Carbon Principles in February 2008 in partnership with Citi and Morgan Stanley, seven leading electric utilities, and environmental stakeholders to better assess the climate risks in financing new fossil fuel electricity generation facilities.
• In 2008, J.P. Morgan reviewed 126 financial transactions to evaluate social and environmental impacts - up from 67 in 2007. Additionally, we rolled out a revised and updated online environmental and social risk management training module for bankers.
• JPMorgan Chase reduced greenhouse gas emissions from the U.S. real estate portfolio by 3.4% over 2007 (not including Bear Stearns or WaMu). With respect to the 2005 baseline, the 2008 emissions figures represent a decrease of 12%.
• JPMorgan Chase completed the first transaction to offset 100% of the greenhouse gas emissions from employee air travel in 2008 and will continue to do so going forward.
• JPMorgan Chase has continued its commitment to building new "green" branches with a view toward minimizing environmental impacts.
• In 2008, JPMorgan Chase reduced paper consumption and increased the use of recycled and certified paper. Overall paper consumption decreased 28% and total use of paper featuring post-consumer waste recycled content increased to 32% of paper used.